Philanthropic giving is a strategic approach to making charitable donations in a tax-efficient manner. Whether it’s through donor-advised funds, trusts, or direct gifts, we help you integrate giving into your broader financial and retirement planning strategy.
Your Retirement, Your Goals, Our Expertise
At Tidewater Wealth Management, we believe retirement planning should go beyond just
managing investments. That’s why we take a full-picture approach-- helping you make
smart decisions about Social Security, pensions, taxes, long-term care, and even estate
planning.
Whether you’re getting ready to retire or already enjoying it, we’re here to build a retirement
plan that fits your life, your goals, and your future.
Seek First to Understand
At Tidewater Wealth Management, we pride ourselves on developing and implementing comprehensive strategies to help our clients achieve their goals. To do this, we consider the entirety of the financial life, not just the investment portfolio. Pension decisions, when to take Social Security, estate planning, long-term care options, special needs children, tax-sensitive portfolio management – these are examples of some of the decisions we work hand in hand with our clients to address.
Services
We will work closely with CPAs and attorneys for tax and legal assistance, providing a streamlined experience for all of clients’ financial, insurance, investment, and estate planning needs. For those clients who do not have an attorney or CPA, we can recommend professionals in our area with whom we have had successful working relationships.
Philanthropic Giving
Portfolio Management
Our portfolio management services focus on optimizing your investment mix for long-term growth and risk-adjusted returns. We tailor portfolios based on your retirement goals, time horizon, and risk tolerance.
Estate Planning
Estate planning helps you structure your assets to minimize taxes and ensure a smooth transfer of wealth. We work with estate attorneys to coordinate wills, trusts, and beneficiary designations.
Retirement Planning
We offer personalized retirement planning services that include income projections, Social Security optimization, and withdrawal strategies. Every plan is designed to make sure your money lasts as long as you do.
Investments
Our investment strategies are built around your life goals and risk tolerance. We focus on diversified portfolios and active monitoring to keep your investments aligned with market changes and your retirement objectives.
Risk Management
We evaluate your exposure to financial risks and recommend insurance, long-term care, and asset protection strategies to guard against unexpected events.
ESG & Socially Responsible Investing
Invest with your values through ESG (Environmental, Social, and Governance) and socially responsible strategies. We help align your portfolio with the causes and sustainability initiatives you care about.
Holistic Financial Planning & Advice
We offer comprehensive, ongoing financial advice that covers every aspect of your financial life—from budgeting and taxes to healthcare and retirement distributions.
Services
We will work closely with CPAs and attorneys for tax and legal assistance, providing a streamlined experience for all of clients’ financial, insurance, investment, and estate planning needs. For those clients who do not have an attorney or CPA, we can recommend professionals in our area with whom we have had successful working relationships.
